Best when ownership matters
Your payment builds equity, and the vehicle is yours after the final payment. Longer terms can reduce the monthly payment but usually increase total interest.
Free payment planning tool
Compare finance and lease with confidence.
Estimate finance or lease payments, compare two rates side by side, and see how the monthly payment and total cost change—no account required.
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Adjust any number and your estimate updates instantly.
01
Vehicle and cash
Enter the agreed price and credits.
02
Loan terms
Use the APR offered by your lender.
03
Compare interest rates
Enter another APR to see the payment and interest difference.
Best when flexibility matters
A lease can offer a lower payment, but mileage limits, vehicle condition, and end-of-lease charges can affect the final cost.
Review total cost—not payment alone
Compare the price, APR or money factor, taxes, fees, and required cash due before choosing finance or lease.
These finance and lease calculations are estimates, not a credit decision or financing offer. Review the complete contract, mileage allowance, taxes, fees, optional products, and lender terms before signing.